What is PayID?
PayID is the addressing feature of Australia’s New Payments Platform (NPP), the real-time system your bank already runs on. Instead of quoting a BSB and account number, you register a simple identifier (your mobile number or email) against your account in your bank’s app, and money sent to that identifier usually arrives within seconds, weekends included.
It isn’t a separate company or app. You set it up in your own bank’s app, and most Australian banks support it, including CommBank, Westpac, ANZ and NAB.
Which Casinos Accept PayID Right Now?
We haven’t confirmed PayID in any casino’s Australian cashier. A casino’s website or footer can show a PayID logo that isn’t in the cashier itself, and offshore casinos add and drop payment processors often, so a logo tells you nothing on its own.
Our PayID casinos listing stays empty until a person has checked a casino’s cashier. E-wallets such as MiFinity are listed by more casinos, and the Neosurf casinos and MiFinity casinos listings cover those methods.
Setting Up Your PayID
- Log in to your bank’s app or internet banking.
- Find PayID (usually under Settings, Payments or Profile).
- Choose your identifier. A mobile number or email is the most common choice.
- Select the account to link, then verify via the SMS or email code your bank sends.
- Confirm, and your PayID is active.
Worth knowing: an identifier can only be registered to one account at a time across all Australian banks, but you can point multiple PayIDs (mobile and email) at the same account. If you switch banks, deregister at the old bank first and re-register at the new one.
How a PayID Payment Works
When you pay to a PayID, your bank shows you the name the identifier is registered to before you confirm, so you can check who you’re paying. Payments between participating banks usually land within seconds. A bank may hold a first payment to a new payee for a fraud check, and each bank sets its own daily transfer limits.
PayID Scams — What to Watch
PayID’s name is heavily abused by scammers, and the ACCC’s Scamwatch has been warning about it for years. The one rule that defeats nearly all of it: PayID never contacts you. It isn’t a company you hold an account with, and every real PayID interaction happens inside your banking app. Any email or text about PayID “verification fees”, “account upgrades”, “held payments” or “releasing funds” is a scam, full stop. Never pay PayID details sent to you by email or chat, check the recipient name your bank displays, and report anything suspicious to your bank immediately, since speed matters for recovering NPP payments.
PayID payments run on your bank’s own security, and the recipient-name check shows you who you’re paying before you commit.
PayID FAQs
I got an email from PayID — is it real?
No. PayID never emails, calls or texts you — it isn't a company you hold an account with, just an addressing feature inside your bank. Every legitimate PayID interaction happens inside your banking app or internet banking. Emails about PayID "verification fees", "upgrades", "payment holds" or "releasing funds" are scams, a pattern the ACCC's Scamwatch has warned about. Delete them, and report anything you've paid to your bank immediately.
Is PayID anonymous?
No. A PayID is linked to a bank account in your name, and whoever pays you sees that name before confirming. At a casino, no payment method is anonymous: casinos check your ID before withdrawals.
What is the difference between PayID and a regular bank transfer?
Same bank account, different rails. A traditional transfer uses BSB and account numbers over the older direct-entry system and can take 1–3 business days. PayID payments route through the New Payments Platform, usually arrive within seconds, run 24/7 including weekends, and show the recipient's registered name before you confirm.